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Security Statement
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BEWARE OF PHISHING AND OTHER ID THEFT SCAMS

Phishing, pronounced fishing, is the latest form of identity theft. It is when thieves act as if they are representing an organization that you may do business with and try to “hook” you into providing personal information. Once you are “hooked,” the thieves can do serious damage to your financial accounts. They can dupe you into providing your Social Security number, financial account number, PIN numbers, passwords, mothers’ maiden names and other personal information.

How Does Phishing Work?

The most common form of phishing is by e-mail. For instance, you could receive an e-mail from a legitimate sounding business or organization, asking you to “reconfirm” your personal information. Unfortunately, this e-mail is not from the business or organization, but from a phisher pretending to be a representative of the business or organization. Typically, the e-mail contains a link to a Web site that looks like a near-replica of the business or organization’s site. You click onto the link and add your personal information, which goes right into the hands of identity thieves. It is important to not respond to these e-mails. Phishers also use the phone to hunt for personal information. Some, posing as employers, call or send e-mails to people who have listed themselves on job search Web sites.

While phishing scams can be sophisticated, the following features are often indicators that something is suspicious. Be aware of a potential scam if:
  • Someone unexpectedly contacts you and asks for your personal information, such as your financial institution account number, an account password or PIN, credit card number or Social Security number. Douglas County Bank would not contact you for that information.
  • The sender, who is supposedly a representative of a business or organization, asks you to confirm that you have a relationship with them.
  • The e-mail contains comments such as “We are updating our records,” “We have identified fraudulent activity on your account,” or “Valuable account and personal information was lost due to a computer glitch.”
  • You are warned that your account will be shut down unless you “reconfirm” your financial information.
If you receive an unsolicited e-mail or phone call that seems suspicious, and is allegedly from our organization, please do not reveal any information. In fact, please call us at 785-865-1000 to verify that the request is legitimate.

Douglas County Bank Online Security Statement

The following statement outlines Douglas County Bank’s continued commitment to your online banking security. We use proven technology and established procedures for keeping your information secure.

Security features for Douglas County Bank’s online banking:
  • Secure Sockets Layer (SSL) encryption (128-bit) provides a secure channel for data transmission across computer networks using public key cryptography.
  • User Options allow account holders to change their passwords and time-out periods.
  • We also “timeout” an Internet banking session after a specified period of inactivity; keeping others from viewing or continuing Internet banking activity if a user leaves the PC unattended.
  • For your security, never send sensitive information (account number, user ID, Social Security Number or password) via e-mail. Douglas County Bank will never request this information via e-mail. Please contact us immediately if you receive such a request.
The bank may use a software “cookie” when accessing our Internet banking product. No “cookie” will contain any information that would enable anyone to contact you via telephone, e-mail, or U.S. Mail. (A “cookie” is a small piece of information, which a Web site stores in the web browser of your P.C. and can later retrieve. A “cookie” cannot be read by a Web site other than the one that set the “cookie”. You can set your web browser to inform you when “cookies” are set or to prevent “cookies” from being set.)

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